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Your Home Loan Headquarters Consultant

Nichelle Miyashiro

“I have the expertise and knowledge you need to explore the many financing options available. I love helping people and feel pride in being able to help families on the island attain the financial goal of home ownership”

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. 
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Her own experience with buying a home has also fueled her commitment to having open communication with her clients and being on their side throughout the whole process and beyond closing. She became a Mortgage Loan Officer in 2020. As Mortgage Broker and Loan Officer for multiple mortgage companies, she has been focused on helping local families obtain their goal of owning their own home here on the islands. Her past career experiences span throughout the finance industry in the consumer loan operations department, to mortgage accounting at Bank of Hawaii, to staff accountant, to sales consultant at a highly regarded locally owned and operated company.  


...and everything you need to support your decision-making.

Take your career and
expertise to a new level!

On-Demand Open-Access Training

A wealth of knowledge, experience, and wisdom packed into short videos - all accessible on one website.  Watch and rewatch again.  Countless videos lasting hours and all at your fingertips.

Our Main Mission - Consulting on What You Needs to Know.

How Our Consultations Work:


Hello (Aloha), and thank you (mahalo) for considering Home Loan Headquarters as your trusted advisors and mortgage professionals! All I can tell you from the start is, WE ARE DIFFERENT.

We conduct our Homebuying or Refinance Consultation with you 7 days a week, around your work and life schedule, and from the comfort of your own home via Zoom, Google Meet, or Microsoft Teams. You could be our neighbor, and we will still tell you to meet us virtually. 😊 This service is free and is what we consider vital for your homebuying or refinancing plans.


Without needing to provide sensitive information, you will receive:

1. All financing options available to you based on your needs/wants.

2. A ballpark assessment of your debt, credit, income and assets.

3. Max qualifications for the type of properties you are shopping for.

4. Your Comfort Zone for what you want to spend per month, desired cashflow, and any other financial scenarios.

5. Your desired purchase price range determined by your Comfort Zone and financing options.


All we will need from each borrower during the consultation is:

1. One month of income calculations (have your income statements and #s available). If self-employed, have your taxes handy with you to read info.
2. A list of your minimum payments to all your debt, to include any housing expenses you pay if you own property.

3. What you know your credit score is, the last time you saw it, and how.


That’s it!
We ask that you join us on the biggest screen you have so we can share comprehensive information on screen. You will also walk away with a copy of your Homebuying / Refinance Qualification Worksheet. I also recommend that anyone significant in your homebuying or refinancing decision also be present during our meeting.
We look forward to scheduling with you! ~Home Loan Headquarters Team!

Schedule Your 1 Hour Consult Free Today!

Your Education and Home Loan Needs Start Here:

Pathway to Purchase: 
All-Access Home Loan Master Class


📌 NEW content every event!

✅ Designed for Buyers, Investors, and Real Estate Partners!

🎯 REGISTER NOW: 
💥 Ready to turn your homebuying opportunities into strategic long-term financial wealth?  We show you how!

This is a real "Master Class" and true "All-Access" training experience.
For first-time buyers, move-up buyers, investors, and real estate professionals who want to understand EVERY loan option available today.

Explore vast product lines for simple or not-so-simple needs:  Conventional, Portfolio, Non-QM, DPA, HELOC, HELOAN, Bridge, Fix N' Flip, FHA, USDA, Refinancing, and MANY more! 

Don't know what some of these are?  Ask us!
In just one hour, you’ll get the first step toward unlocking our Home Loan 360 Training Vault, which includes open-source content and advanced access-only courses. We start with the foundation, then guide you down a Pathway to Purchase that can transform you from renter to homeowner, homeowner to investor, and investor to seasoned pro. As long as you stay connected with us — we’ll help you get there!

We know there’s nothing else like it. That’s why we built it.

MISSION: HOMEOWNERSHIP
VA Home Loan Master Class


📌 NEW content every event!

✅ Designed for Military, Veterans & Real Estate Agents

🎯 REGISTER NOW: 

💥 Ready to turn your VA Loan Benefit into long-term financial wealth?

Join us and learn what successful Servicemembers are doing RIGHT NOW to build generational wealth through one of the most powerful and underused benefits you’ve earned - the VA Home Loan.

Our Monthly Social Events


Join us for a relaxed evening of drinks, pupu-style appetizers, and real talk about homeownership and real estate investing. Whether you’re a first-time homebuyer, future investor, renter exploring your options, or simply curious about today’s housing market, this event is designed to give you the insights you need to prepare for your journey.


This isn’t a seminar—it’s a casual, interactive meet & greet where you can connect with real estate and mortgage experts, ask questions in a no-pressure environment, and enjoy a night out with good company.
🥂 Complimentary drinks & pupu-style appetizers

🏡 Easy, approachable conversations about real estate & lending

🤝 Networking with like-minded people and local experts

📘 Free access to resources from our Home Loan 360 Training Vault & VA Loan Academy

Why attend?
Because knowledge is power—and the right strategy can turn your dream of homeownership or investing into reality. Whether you’re buying your first home, refinancing, or planning to invest, this event will give you the tools and confidence to take your next step.

Share your experience with those you know!

By sharing Home Loan Headquarters' social media content and our websites, it will allow those your care for to be given the same quality service that we provide you with. Let's give our best to the community together.

Share our pages!

https://VALoanAcademy.org

https://HomeLoanHQ.org
https://HomeLoanAcademy.org
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501(c)(3) Nonprofit Organization.

1050 Queen Street, Ste 100, Honolulu HI 96814.
Home Loan Headquarters, Home Loan Academy, and VA Loan Academy are registered tradenames of Hawaiian Islands Professional Panel of Experts.   All rights reserved.  

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